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Mechanic’s Liens for July 24, 2014

A lien given by law upon a building or other improvement upon land and upon the land itself, to secure the price of labor done upon, and materials furnished for, the improvement. These documents were recorded by the Monroe County Clerk’s Office and sent to The Daily Record for publication.

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Lis Pendens for July 24, 2014

A notice of warning to potential purchasers of property that the title to the property has a lien pending. The purchaser is bound by any decrees of judgments resulting from the litigation. These documents were recorded by the Monroe County Clerk’s Office and sent to The Daily Record for publication.

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Mortgages filed July 12-14, 2014

A document for which an owner uses his/her real property title as security for a loan. These documents were recorded by the Monroe County Clerk’s Office and sent to The Daily Record for publication.

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Deeds filed July 12-14, 2014

A written document that transfers land or other real property from one person to another. These documents were recorded by the Monroe County Clerk’s Office and sent to The Daily Record for publication.

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Bankruptcies for July 23, 2014

The bankruptcy filings reported by The Daily Record are: Chapter 7, which is also referred to as straight bankruptcy, wherein the debtor’s non-exempt assets are collected and distributed on a percentage basis; Chapter 11, which is usually a business bankruptcy aimed at giving troubled businesses a chance of survival by reorganization; Chapter 12, which pertains to family farmers who have the true potential to reorganize; and Chapter 13, which is also referred to as the wage-earner plan, wherein persons with regular income may be able to pay all or a portion of their debts.

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