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	<title>NY Daily Record &#187; Insurance</title>
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	<link>http://nydailyrecord.com</link>
	<description>Since 1908</description>
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		<title>Second Circuit — Insurance: Georgitsi Realty LLC v. Penn-Star Insurance Company</title>
		<link>http://nydailyrecord.com/blog/2012/12/31/second-circuit-insurance-georgitsi-realty-llc-v-penn-star-insurance-company/</link>
		<comments>http://nydailyrecord.com/blog/2012/12/31/second-circuit-insurance-georgitsi-realty-llc-v-penn-star-insurance-company/#comments</comments>
		<pubDate>Mon, 31 Dec 2012 06:13:16 +0000</pubDate>
		<dc:creator>Daily Record Staff</dc:creator>
				<category><![CDATA[Case Digests]]></category>
		<category><![CDATA[U.S. Court of Appeals, Second Circuit]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[u.s. court of appeals for the second circuit]]></category>

		<guid isPermaLink="false">http://nydailyrecord.com/?p=84191</guid>
		<description><![CDATA[U.S. Court of Appeals for the Second Circuit  Insurance Malice — Causation vs. State of Mind Georgitsi Realty LLC v. Penn-Star Insurance Company 11-4444-cv Judges Walker, Livingston and Droney Background: The owner of an apartment building appealed from a grant of summary judgment to its insurer under a policy covering acts of vandalism. An adjacent [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Court of Appeals — Insurance: Dean, et al v. Tower Insurance Company of New York</title>
		<link>http://nydailyrecord.com/blog/2012/11/07/court-of-appeals-insurance-dean-et-al-v-tower-insurance-company-of-new-york/</link>
		<comments>http://nydailyrecord.com/blog/2012/11/07/court-of-appeals-insurance-dean-et-al-v-tower-insurance-company-of-new-york/#comments</comments>
		<pubDate>Wed, 07 Nov 2012 22:50:09 +0000</pubDate>
		<dc:creator>Daily Record Staff</dc:creator>
				<category><![CDATA[Case Digests]]></category>
		<category><![CDATA[New York State Court of Appeals]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://nydailyrecord.com/?p=81508</guid>
		<description><![CDATA[New York State Court of Appeals Insurance Ambiguity — Reside and Occupancy Dean, et al v. Tower Insurance Company of New York No. 173 Judge Ciparik Background: The question presented to the Court of Appeals required it to determine whether the term “residence premises” in an insurance contract is ambiguous where an insured purchased a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Fourth Department – Insurance: Alexander v. New York Central Mutual</title>
		<link>http://nydailyrecord.com/blog/2012/06/13/fourth-department-insurance-alexander-v-new-york-central-mutual/</link>
		<comments>http://nydailyrecord.com/blog/2012/06/13/fourth-department-insurance-alexander-v-new-york-central-mutual/#comments</comments>
		<pubDate>Wed, 13 Jun 2012 04:03:38 +0000</pubDate>
		<dc:creator>Daily Record Staff</dc:creator>
				<category><![CDATA[Appellate Division, Fourth Dept.]]></category>
		<category><![CDATA[Case Digests]]></category>
		<category><![CDATA[Appellate Division]]></category>
		<category><![CDATA[Fourth Department]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://nydailyrecord.com/?p=73577</guid>
		<description><![CDATA[Appellate Division, Fourth Department Insurance Proof of Loss Alexander v. New York Central Mutual CA 11-01520 Appealed from Supreme Court, Monroe County &#160; Background: The plaintiff sought a declaration that the defendant was obligated to indemnify the plaintiff for the property theft losses resulting from the burglary of his home. The court granted the defendant’s [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Hearings on &#8216;forced&#8217; insurance in foreclosure</title>
		<link>http://nydailyrecord.com/blog/2012/05/17/hearings-on-forced-insurance-in-foreclosure/</link>
		<comments>http://nydailyrecord.com/blog/2012/05/17/hearings-on-forced-insurance-in-foreclosure/#comments</comments>
		<pubDate>Thu, 17 May 2012 22:43:59 +0000</pubDate>
		<dc:creator>The Associated Press</dc:creator>
				<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Government State]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[regulators]]></category>

		<guid isPermaLink="false">http://nydailyrecord.com/?p=72212</guid>
		<description><![CDATA[ALBANY — New York regulators say premiums for so-called “force-placed” insurance have more than tripled since 2004, producing enormous profits for insurers and the banks that take out policies when a homeowner fails to maintain coverage required by the mortgage. Department of Financial Services Superintendent Benjamin Lawsky says in some cases the premiums are “exponentially [...]]]></description>
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		<title>State probes insurance in foreclosure</title>
		<link>http://nydailyrecord.com/blog/2012/04/05/state-probes-insurance-in-foreclosure/</link>
		<comments>http://nydailyrecord.com/blog/2012/04/05/state-probes-insurance-in-foreclosure/#comments</comments>
		<pubDate>Fri, 06 Apr 2012 01:08:12 +0000</pubDate>
		<dc:creator>The Associated Press</dc:creator>
				<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Government State]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[New York State]]></category>

		<guid isPermaLink="false">http://nydailyrecord.com/?p=69861</guid>
		<description><![CDATA[ALBANY — New York is expanding a national investigation and scheduled public hearings into so-called forced-placed insurance that add costs to homeowners seeking to avoid foreclosure. Banks and mortgage holders take out force-placed insurance when a homeowner misses a mortgage payment or fails to maintain homeowners insurance required by the mortgage. But state Financial Services [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Fourth Department — Insurance: Alghein v. Utica First Insurance Company</title>
		<link>http://nydailyrecord.com/blog/2012/02/16/fourth-department-%e2%80%94-insurance-alghein-v-utica-first-insurance-company/</link>
		<comments>http://nydailyrecord.com/blog/2012/02/16/fourth-department-%e2%80%94-insurance-alghein-v-utica-first-insurance-company/#comments</comments>
		<pubDate>Fri, 17 Feb 2012 00:48:35 +0000</pubDate>
		<dc:creator>Daily Record Staff</dc:creator>
				<category><![CDATA[Appellate Division, Fourth Dept.]]></category>
		<category><![CDATA[Case Digests]]></category>
		<category><![CDATA[Appellate Division]]></category>
		<category><![CDATA[Exclusions]]></category>
		<category><![CDATA[Fourth Department]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://nydailyrecord.com/blog/2012/02/16/fourth-department-%e2%80%94-insurance-alghein-v-utica-first-insurance-company/</guid>
		<description><![CDATA[Appellate Division, Fourth Department Insurance Exclusions Alghein v. Utica First Insurance Company CA 11-01757 Appealed from Supreme Court, Oneida County Background: The plaintiff commenced a breach of contract action alleging that the defendant breached its insurance contract with the plaintiff by failing to provide coverage for losses from a fire at the plaintiff’s place of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>State offers tips in post-Irene insurance claims</title>
		<link>http://nydailyrecord.com/blog/2011/08/29/state-offers-tips-in-post-irene-insurance-claims/</link>
		<comments>http://nydailyrecord.com/blog/2011/08/29/state-offers-tips-in-post-irene-insurance-claims/#comments</comments>
		<pubDate>Mon, 29 Aug 2011 18:59:26 +0000</pubDate>
		<dc:creator>The Associated Press</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Weather]]></category>
		<category><![CDATA[claims]]></category>
		<category><![CDATA[damage]]></category>
		<category><![CDATA[Irene]]></category>
		<category><![CDATA[pictures]]></category>

		<guid isPermaLink="false">http://nydailyrecord.com/blog/2011/08/29/state-offers-tips-in-post-irene-insurance-claims/</guid>
		<description><![CDATA[State officials are urging New Yorkers to take pictures or video of damage from Tropical Storm Irene to prepare to make insurance claims.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Albion doctor has to pay insurance providers he defrauded&#160;</title>
		<link>http://nydailyrecord.com/blog/2011/08/24/albion-doctor-has-to-pay-insurance-providers-he-defrauded/</link>
		<comments>http://nydailyrecord.com/blog/2011/08/24/albion-doctor-has-to-pay-insurance-providers-he-defrauded/#comments</comments>
		<pubDate>Wed, 24 Aug 2011 20:36:27 +0000</pubDate>
		<dc:creator>Daily Record Staff</dc:creator>
				<category><![CDATA[Health Care]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Albion]]></category>
		<category><![CDATA[defrauded]]></category>
		<category><![CDATA[doctor]]></category>

		<guid isPermaLink="false">http://nydailyrecord.com/blog/2011/08/24/albion-doctor-has-to-pay-insurance-providers-he-defrauded/</guid>
		<description><![CDATA[Ghulam Mustafa, 48, of Albion, has been sentenced by U.S. District Judge Richard J. Arcara to two years probation for making false statements in April in connection with a health care matter. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Forum: Does it make sense to exchange your life insurance policy?&#160;</title>
		<link>http://nydailyrecord.com/blog/2011/05/23/financial-forum-does-it-make-sense-to-exchange-your-life-insurance-policy/</link>
		<comments>http://nydailyrecord.com/blog/2011/05/23/financial-forum-does-it-make-sense-to-exchange-your-life-insurance-policy/#comments</comments>
		<pubDate>Mon, 23 May 2011 20:38:42 +0000</pubDate>
		<dc:creator>Glen Cone</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Financial Forum]]></category>
		<category><![CDATA[exchanges]]></category>
		<category><![CDATA[Glen Cone]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://nydailyrecord.com/blog/2011/05/23/financial-forum-does-it-make-sense-to-exchange-your-life-insurance-policy/</guid>
		<description><![CDATA[The IRS allows you to exchange an insurance policy that you own for a new life insurance policy insuring the same person without paying tax on the investment gains earned on the original contract. This can be a substantial benefit.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Insurance: Billitier v. Merrimack Mutual Fire Insurance Co.&#160;</title>
		<link>http://nydailyrecord.com/blog/2011/04/19/insurance-billitier-v-merrimack-mutual-fire-insurance-co/</link>
		<comments>http://nydailyrecord.com/blog/2011/04/19/insurance-billitier-v-merrimack-mutual-fire-insurance-co/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 21:24:06 +0000</pubDate>
		<dc:creator>Daily Record Staff</dc:creator>
				<category><![CDATA[Case Digests]]></category>
		<category><![CDATA[U.S. District Court]]></category>
		<category><![CDATA[WDNY]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Reasonable Precautions by Insured]]></category>

		<guid isPermaLink="false">http://nydailyrecord.com/blog/2011/04/19/insurance-billitier-v-merrimack-mutual-fire-insurance-co/</guid>
		<description><![CDATA[U.S. District Court, WDNY Insurance Reasonable Precautions by Insured Billitier v. Merrimack Mutual Fire Insurance Co. 08-CV-6482 Judge Larimer Background: The plaintiff Ronald Billitier Jr. brings this action against Merrimack Mutual Fire Insurance Co., seeking coverage for water damage pursuant to a property insurance policy he purchased from Merrimack. Merrimack has moved for summary judgment [...]]]></description>
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		<slash:comments>0</slash:comments>
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