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Tips for comparing health care plans

A brochure offering tips to New Yorkers buying health insurance coverage for 2015 is available online through the office of the attorney general.
The pamphlet, “Shopping for Health Insurance Coverage,” is being released in advance of the New York State of Health Marketplace’s open enrollment period, which begins Saturday. The Marketplace is the only official health insurance exchange for New York established under the Affordable Care Act.

“Take the time during the upcoming open enrollment period to evaluate available plans,” said Attorney General Eric T. Schneiderman. “I am urging you to do this even if you are happy with your current health plan because your plan, and other plans, may have changed.”
The brochure (www.ag.ny.gov/pdfs/Health_Insurance_Shopping.pdf) offers important information for all New Yorkers shopping for health insurance, whether they are considering purchasing health coverage for the first time, re-enrolling in their existing plan or switching into a new health plan. The New York State of Health Marketplace first offered New Yorkers access to affordable health insurance coverage in 2014 and approximately 960,000 New Yorkers enrolled in the first year.

New Yorkers seeking coverage effective Jan. 1 must enroll by Dec. 15. Once open enrollment begins, you will be able to review all available health insurance plans, as well as determine what premium tax credits, or subsidies, you may be eligible for to reduce the cost of your monthly premiums.
Scheiderman suggests reviewing all available plants. Prior to enrolling, take some time to: 1) identify your health needs for the upcoming year; 2) consider your budget; and 3) based on your identified health needs and budget priorities, compare the available plans to evaluate how they satisfy those needs.