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Home / Expert Opinion / Insurance and Injury Corner: What can an insurer deduct as an offset for other recovery?

Insurance and Injury Corner: What can an insurer deduct as an offset for other recovery?

In states that do not have a no-fault system like New York does, if you are injured in a car accident and the other driver is at fault, the other driver’s insurance pays your damages. But what happens if the other driver doesn’t have insurance, or what if your damages exceed the other driver’s policy ...