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Expert Opinion

HELOCs vs. ARMs – What's A Better Deal For Borrowers≠

In my last article I detailed the fact that the rates on home equity lines of credit (HELOCs) have been moving steadily upwards in .25 percent increments with each meeting of the Federal Reserve Board. Many people who have these ...

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Search Engines, Part II: ISYS and dtSearch

Last week I explained what search engines and particularly desktop search engines do. This week, we’ll explore a couple of examples. ISYS Search ISYS search software comes in two basic flavors: a networked version and a desktop version. I am ...

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A Closer Look At New Rules Of Practice For Court Of Appeals

This is the second in a four-part series of this column devoted to a discussion of the new rules of practice and procedure circulated by the New York State Court of Appeals for comment last year, and slated to go ...

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Gay Harassment In High School Yields $300,000 Verdict

In June, a California Superior Court jury awarded two former high school students $300,000 because officials failed to address gay harassment in school. (Romelli v. Poway Unified School District; June 8; Superior Court, San Diego County, Calif.; Judge Steven R. ...

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U.S. Department Of Treasury Imposes Standards For Written Tax Advice

The next time you receive written federal tax advice from a tax advisor, either in print or by e-mail, you may see the following disclaimer included: “This tax advice was not intended or written to be used, and it cannot ...

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An Employer's Checklist For Separation Meetings

So the time has come to part ways with one of your employees. While employment lawsuits arise out of all sorts of circumstances, the event that still triggers most employment-related lawsuits is discharge. It is critical, therefore, that all managers ...

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Reconstructing Weather And Wave Conditions

Perhaps you have noticed. This summer in Western New York is featuring weather conditions that bear little resemblance to what was observed last summer. Last summer was one of the coolest, cloudiest and most damp on record in our area, ...

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Monroe County Children's Center Provides Safe Haven For Children

Family Court And Children’s Centers In 1995, the New York State Permanent Judicial Commission on Justice for Children initially proposed the Children’s Centers as a “good place for children” and their families. Originally designed as a safe-haven for children whose ...

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Why Are Investing And Cooking Similar≠

Now is a good time to take a look at mutual fund performance through June 30 and focus on what’s behind the numbers. Mutual funds are the way most Americans invest, either directly or through 401k and 403b plans at ...

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Build A Bond Ladder For Cash Flow, Safety

If you’re looking for a safe, reliable income stream for your investments, consider building a bond ladder, especially while interest rates are rising. Example: You want to invest $50,000 in a five-year ladder. You buy five bonds costing $10,000 each, ...

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Sanctions Imposed For Attorney's Failure To Appear In Court

Sanctions and costs may be imposed for an attorney’s unjustified failure to attend a court appearance. This is provided for in 22 NYCRR, the rules of the chief administrator. Unlike subpart 130-1, subpart 130-2 – by the way, who came ...

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Search Engines And A Third Party PDF Reader

Lawyers create documents for others to read and read documents that others have created. Computers and word processor programs running in them have made it easier to create documents and display documents that are electronic files, inexpensive hard disks and ...

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