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Foreclosures for December 27, 2010

Properties which a bank, or other party, transfers the title of real property, which was used as security for a debt, in order to pay off said debt with the involuntary sale of the property. The follow foreclosures were sent to The Daily Record for notice of sale listings.

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Bankruptcies for December 22, 2010

The bankruptcy filings reported by The Daily Record are: Chapter 7, which is also referred to as straight bankruptcy, wherein the debtor’s non-exempt assets are collected and distributed on a percentage basis; Chapter 11, which is usually a business bankruptcy aimed at giving troubled businesses a chance of survival by reorganization; Chapter 12, which pertains to family farmers who have the true potential to reorganize; and Chapter 13, which is also referred to as the wage-earner plan, wherein persons with regular income may be able to pay all or a portion of their debts.

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