The New York State Department of Financial Services (DFS) instituted Insurance Regulation 206 on Oct. 18, 2017. These new regulations focus on title insurance agents, affiliated relationships, and required disclosures. In addition to reaffirming the prohibition on inducements to title ...

Tagged with: Matt Schuler Title Track

On the eve of my retirement from the title insurance industry and practicing law full time, I thought it would be interesting to reminisce about some of the changes that have taken place in the practice of real estate law ...

Tagged with: David Gutmann Title Track

On Aug. 20-22, the New York State Land Title Association (NYSLTA) held its annual convention in Syracuse at the recently remodeled Syracuse Downtown Marriott. Every year hundreds of title agent and title underwriter representatives get together for business and networking ...

Tagged with: Title Track Tom Cali

Unless you are not connected online or don’t watch television, you know that cybersecurity is a huge problem these days. Anyone or any organization that has any type of sensitive data is susceptible to having that information stolen or compromised. ...

Tagged with: cybersecurity Title Track

As the cost of living increases, personal incomes become further stretched and mortgage financing options become ever more restrictive, the United States Department of Agriculture rural loan program should be given serious consideration. As part of his Fair Deal initiative, ...

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A new study suggests that rising student loan debt is having an adverse effect on the housing market.  Rising debt is forcing college graduates to choose renting over buying, and when they do purchase a home, the size of the ...

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We all know from news accounts over the past few years that personal information can be compromised. Target, American Express, Facebook, Michaels, TJMaxx and eBay are just a few companies that come to mind. Long before these security breaches occurred, ...

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Technology has become a part of our everyday lives — so it is no surprise that searching for a home can easily be done from our mobile device. Long gone are the days of waiting by the phone for your ...

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When we hear the term “Zombie,” the imagery most people think of includes slow-walking, brain-hungry undead searching for their next victim. But what if I told you that wasn’t the case for the zombies that line our streets today? All ...

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“Bad credit? No money? No problem!” We’ve all heard these statements spoken by an enthusiastic salesman about a huge lot of vehicles that are just waiting to be driven home by a deserving buyer. But, what about home buying? With ...

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For some the “American Dream” is all about homeownership. Owning a home offers a sense of security and accomplishment. The dream of homeownership, combined with the current economic climate, increases the susceptibility of some homeowners to real estate fraud schemes. ...

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During my quest to become an Eagle Scout, I learned, and continue to practice today, the Boy Scout tenet of doing a good deed daily. Having reviewed countless deeds over the years, I have often thought that an appropriate motto ...

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