Bankruptcies for July 25, 2012

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The bankruptcy filings reported by The Daily Record are: Chapter 7, which is also referred to as straight bankruptcy, wherein the debtor’s non-exempt assets are collected and distributed on a percentage basis; Chapter 11, which is usually a business bankruptcy aimed at giving troubled businesses a chance of survival by reorganization; Chapter 12, which pertains to family farmers who have the true potential to reorganize; and Chapter 13, which is also referred to as the wage-earner plan, wherein persons with regular income may be able to pay all or a portion of their debts.

BOWLIN, KIM ANN
Address: 115 Quesada Dr, Greece 14616
Liabilities: NA
Assets: NA
File No. 2-12-21207-PRW, Chapter 13
Date Filed: 7/19/2012
Atty: David H Ealy, Rochester 14614 

BURNS, JOHN VINCENT FDBA FORMER SOLE OFFICER & SHAREHOLDER OF JVAC CUSTOM AIR SYSTEM INC
Address: 256 Pemberton Rd, Rochester 14622
Liabilities: $207,336.00
Assets: $9,245.00
File No. 2-12-21217-PRW, Chapter 7
Date Filed: 7/23/2012
Atty: John A Belluscio, Rochester 14614 

CHANDLER, MARY ANN
Address: 5765 South Livionia Rd, Conesus 14435
Liabilities: $322,303.99
Assets: $86,666.00
File No. 2-12-21215-PRW, Chapter 7
Date Filed: 7/20/2012
Atty: John R Scura, Dansville 14437 

CIRILLO, GARY B
Address: 194 Squareview Lane, Rochester 14626
Liabilities: $199,407.00
Assets: $127,817.56
File No. 2-12-21203-PRW, Chapter 7
Date Filed: 7/18/2012
Atty: Christopher K Werner, Rochester 14604 

CLIFF, DANIEL E JR
Address: 30 Stenwick Dr, Chili 14428
Liabilities: $132,685.07
Assets: $123,672.00
File No. 2-12-21221-PRW, Chapter 7
Date Filed: 7/23/2012
Atty: David C Pelton, Rochester 14614 

DENIS, DANIEL T & LEORA V
Address: 4073 Pilgrimport Rd, Lyons 14489
Liabilities: $160,012.00
Assets: $136,534.00
File No. 2-12-21202-PRW, Chapter 7
Date Filed: 7/18/2012
Atty: Douglas J Lustig, Rochester 14614 

GAUDIO, ROBERT A & CHRISTINA M
Address: 43 Monte Carlo Dr, Rochester 14624
Liabilities: $63,100.39
Assets: $6,519.00
File No. 2-12-21216-PRW, Chapter 7
Date Filed: 7/20/2012
Atty: Peter D Grubea, Buffalo 14202 

GAYDEN, ALICIA
Address: 53 Middlesex Rd, Rochester 14610
Liabilities: $94,992.66
Assets: $10,262.25
File No. 2-12-21209-PRW, Chapter 7
Date Filed: 7/19/2012
Atty: Mark S Muoio, Rochester 14614 

GRASSADONIA, STEVEN P & DENISE M
Address: 329 Wood Rd, Rochester 14626
Liabilities: $186,453.94
Assets: $150,353.00
File No. 2-12-21201-PRW, Chapter 13
Date Filed: 7/18/2012
Atty: Peter D Grubea, Buffalo 14202 

GUCK, ROBERT F & CYNTHIA M
Address: 127 Corey Dr, Farmington 14425
Liabilities: $88,771.00
Assets: $73,329.00
File No. 2-12-21220-PRW, Chapter 13
Date Filed: 7/23/2012
Atty: George Mitris, Victor 14564 

HEBERLE, ERIN L & CRAIG R DBA PRIMERICA FINANCIAL SERVICES
Address: 4510 State Route 64, Canandaigua 14424
Liabilities: $258,880.30
Assets: $123,355.00
File No. 2-12-21192-PRW, Chapter 13
Date Filed: 7/17/2012
Atty: Peter D Grubea, Buffalo 14202 

HENDERSON, BRENDA
Address: 16 Midland Ave, Rochester 14621
Liabilities: NA
Assets: NA
File No. 2-12-21199-PRW, Chapter 7
Date Filed: 7/18/2012
Atty: Pro Se

HERMANCE SCHMITT, CRISTI L
Address: 211 Rusty Lane, Rochester 14626
Liabilities: $48,898.05
Assets: $12,023.00
File No. 2-12-21205-PRW, Chapter 13
Date Filed: 7/19/2012
Atty: Peter D Grubea, Buffalo 14202 

HOOPER, RONALD E
Address: 601 Robinson St, Elmira 14904
Liabilities: NA
Assets: NA
File No. 2-12-21211-PRW, Chapter 7
Date Filed: 7/19/2012
Atty: Michael Ronald Hooper, Katy, TX 77494 

JONES, LISA MAE
Address: PO Box 543,  14870
Liabilities: NA
Assets: NA
File No. 2-12-21193-PRW, Chapter 7
Date Filed: 7/17/2012
Atty: Pro Se

KAPATOS, SPIROS C & EFTIHIA FDBA D&S PHOTOGRAPHY FDBA EFTIHOULA LLC FDBA EFFIE’S GRAPHICS FDBA HRISOPIGI CORP DBA MYKONOS RESTAURANT FDBA DIAMADI INC
Address: 2 Ashton Dr, Rochester 14624
Liabilities: $1,508,167.07
Assets: $441,941.94
File No. 2-12-21196-PRW, Chapter 7
Date Filed: 7/17/2012
Atty: Christopher K Werner, Rochester 14604 

KENNEDY, JIMMY J
Address: 591 Ramona St, Rochester 14615
Liabilities: $33,040.35
Assets: $10,740.68
File No. 2-12-21210-PRW, Chapter 7
Date Filed: 7/19/2012
Atty: Christopher K Werner, Rochester 14604 

LUCKNER, HAROLD M
Address: 164 W William St, Corning 14830
Liabilities: $29,229.33
Assets: $3,022.00
File No. 2-12-21208-PRW, Chapter 7
Date Filed: 7/19/2012
Atty: Stewart E McDivitt, Montour Falls 14865 

NEISNER, WAYNE W
Address: PO Box 203, North Rose 14516
Liabilities: NA
Assets: NA
File No. 2-12-21214-PRW, Chapter 13
Date Filed: 7/20/2012
Atty: Peter D Grubea, Buffalo 14202 

OSGOOD, ROBERT C & MACK, EILEEN
Address: 4 Riverferry Way, Rochester 14608
Liabilities: $128,911.42
Assets: $221,101.30
File No. 2-12-21198-PRW, Chapter 13
Date Filed: 7/18/2012
Atty: Ronald S Goldman, Rochester 14614 

ROSENKRANZ, ABIGIAL BEATRICE
Address: 110 W Main St, Rochester 14621
Liabilities: $131,059.79
Assets: $7,707.37
File No. 2-12-21200-PRW, Chapter 7
Date Filed: 7/18/2012
Atty: Michael D Calarco, Newark 14513 

SEALY, KIMBERLY A & LEONARD R FDBA KIMBERLY CRAWFORD ENVIRONMENTAL FDBA KIN CLEANING SERVICES
Address: 42 Georgetown Ln, Fairport 14450
Liabilities: $234,586.80
Assets: $284,303.12
File No. 2-12-21213-PRW, Chapter 13
Date Filed: 7/20/2012
Atty: Robert A Schwartz, Rochester 14623 

STILES, GEORGE G & NORMA J
Address: 182 Alpine Knoll, Fairport 14450
Liabilities: $74,446.00
Assets: $23,403.00
File No. 2-12-21212-PRW, Chapter 7
Date Filed: 7/19/2012
Atty: Peter Scribner, Rochester 14610 

TILLMAN, ROSALIE
Address: 190 Woodbine Ave, Rochester 14619
Liabilities: $312,726.36
Assets: $0.00
File No. 2-12-21206-PRW, Chapter 7
Date Filed: 7/19/2012
Atty: Pro Se

TILLOTSON, NICOLE LOUISE
Address: 32 E North St, Geneva 14456
Liabilities: $143,394.74
Assets: $59,476.93
File No. 2-12-21204-PRW, Chapter 7
Date Filed: 7/18/2012
Atty: John F McKeown, Canandaigua 14424 

WASHINGTON, CAVLIN B & TOCCARA S
Address: 32 Anthony St, Rochester 14619
Liabilities: $129,634.00
Assets: $52,542.00
File No. 2-12-21219-PRW, Chapter 13
Date Filed: 7/23/2012
Atty: George Mitris, Victor 14564 

WHITE, SUZANNE C
Address: 916 Gravel Rd, Webster 14580
Liabilities: $25,274.00
Assets: $148,768.00
File No. 2-12-21197-PRW, Chapter 13
Date Filed: 7/18/2012
Atty: Peter D Grubea, Buffalo 14202 

WILLIFORD, CAROLINE M
Address: 318 Selye Terr, Rochester 14613
Liabilities: $98,894.62
Assets: $86,130.00
File No. 2-12-21218-PRW, Chapter 13
Date Filed: 7/23/2012
Atty: Louis V Asandrov, Rochester 14608